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Welcome to College Real Estate Coach, the podcast where real estate meets opportunity in America’s favorite college towns. Whether you’re a parent exploring housing options for your student, an investor looking for high-return markets, or a student wondering if buying beats renting—we’ve got you covered. Each episode is packed with real-world tips, expert insights, and local know-how to help you make smart money moves and build lasting memories. From game day rentals to student housing strategies, we’ll show you how college towns offer more than just degrees—they offer potential. Episodes drop on Thursdays. Subscribe to learn how to turn college living into long-term wealth.
Episodes
Thursday Mar 05, 2026
Thursday Mar 05, 2026
Are you using the wrong loan for your rental property?
The financing strategy you choose can dramatically impact your cash flow, return on investment, and long-term wealth — especially in high-demand college towns like Tuscaloosa, Auburn, and other university markets.
In this episode of The College Real Estate Coach, Vikki Grodner sits down with Jeff Welgan, Vice President of Investor Lending at Blueprint Home Loans, to break down how real estate investors and parents are financing college-town rental properties today.
If you're wondering:
• What is a DSCR loan and how does it work?
• Should parents buy a college house as a primary residence or investment property?
• What loan options maximize cash flow?
• How do interest rates affect rental property strategy?
• What mistakes do investors make when choosing financing?
This episode answers those questions clearly and strategically.
Jeff shares insights from 22 years in the lending industry, including how investors qualify for rental property loans without tax returns, when to use conventional financing vs DSCR loans, and why pre-approval and conservative deal analysis matter more than ever.
Whether you're a parent considering buying a home for your college student or an investor building a rental portfolio, understanding your financing options is critical to protecting your downside and maximizing opportunity.
College-town real estate can be a powerful wealth-building strategy — but only if the structure is right.
Client focused . Performance driven
Jeff Welgan
IG: @jeff.themortgageexpert | Facebook
Visit his website!
📞 Contact The College Real Estate Coach team:
Vikki Grodner, Realtor®, College Real Estate Expert and Investor
205.422.9713 | vikkigrodner@kw.com
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